I just had a lengthy conversation with my Aunt Vicki about grocery shopping. Why would anyone want to talk to their 70 year old Aunt on the phone for 40 minutes about groceries? Because first off, she’s hilarious, and I may or may not have received some one my strange sense of humor from her, and second, it was one of the most interesting conversations I’ve had in a long time. Yes, about groceries.
Although I consider religion an integral part of my identity as a person, the “holiday season” still causes dollar signs to dance before my eyes. This time of year we need money. We need money for gifts, travel, and the endless activities and events. Even if you started your Christmas planning early, chances are good that money is on your mind right now. As we go into the new year, now is the optimal time to consider implementing a budget. Read on for a quick review of three budget-friendly options to track your expenses and keep your money on target.